A traditional mortgage option that is not insured or guaranteed by a government entity. It offers flexible terms and down payment options for borrowers with good credit
Designed for financing high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. Jumbo loans provide borrowers with substantial loan amounts for luxury homes or properties in expensive real estate markets
Backed by the Federal Housing Administration, an FHA loan is ideal for first-time homebuyers or those with limited down payment funds. It offers low down payment requirements and more flexible qualification criteria.
Exclusively available to eligible veterans, activeduty military personnel, and their families, VA loans provide competitive interest rates and flexible financing options for purchasing or refinancing a home.
Designed for borrowers who intend to occupy the property they are purchasing. Owner-occupied loans typically offer more favorable terms and interest rates compared to non-owner occupied loans
Geared towards investors or individuals purchasing properties they do not plan to live in. Non-owner occupied loans provide financing options for rental properties or investment ventures.
Tailored for individuals seeking financing for a primary residence, such as a house, condominium, or townhouse. Residential loans offer a variety of options to help you achieve homeownership or refinance an existing mortgage.
Ideal for purchasing, refinancing, or developing commercial properties such as office buildings, retail spaces, or industrial properties. Commercial loans are designed to meet the unique needs of businesses and investors in the commercial real estate sector.
Customized financing solutions for small and medium-sized businesses. Business loans provide funds for various purposes, including working capital, equipment purchases, expansion projects, or debt consolidation
SBA loans are backed by the Small Business Administration and offer attractive financing options for entrepreneurs and small business owners. These loans provide affordable rates and longer repayment terms, facilitating business growth and development.
Find A Loan OfficerHow Much Can I Afford?Accessibility (ADA) PolicyShareholders
About UsGenerosityLeadershipLoan Officer CareersReligious FreedomNotice for California ApplicantsAARE – Real Estate is an E-Verify employerView State LicensesTexas Real Estate CommissionTexas IABSNew York Fair Housing NoticeNew York Standard Operating Procedures
Ensure Lending Services619.254.1496
California COVID-19 Rules of Entry
Ensure Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines